TL;DR - WealthTech Funding in 2025

50+ accelerators offering $50K-$2M funding • Top programs: Techstars Fintech, Goldman Sachs, Barclays •Key metrics: Greater than 20-30% AUM growth MoM • Timeline:Greater than 6-12 months MVP to seed funding •Success rate: Greater than 22-82% depending on program tier

WealthTech Accelerators 2025: Complete Guide + Application Calendar

The definitive resource for WealthTech startup funding. Discover 50+ accelerators, VCs, and funding programs specifically focused on robo-advisors, investment platforms, and wealth management technology.

Greatre than 50+
Active Programs
Greater than $2M
Max Funding
Greater than 82%
Top Success Rate
Greater than $47B
Market Size 2025
Last Updated: January 15, 2025 • Data verified from official sources

State of WealthTech 2025

Market Overview

  • $47B global WealthTech market expected by end of 2025
  • 23% CAGR driven by AI and robo-advisory adoption
  • $8.2B total funding raised by WealthTech startups in 2024
  • Greater than 312% increase in robo-advisor AUM since 2020
  • Gen Z driving growth with 67% preferring digital-first platforms

Key Trends

  • AI-powered advisory: Personalized investment recommendations
  • Fractional investing: Access to premium asset classes
  • Social trading: Community-driven investment decisions
  • ESG integration: Sustainable investing focus
  • Embedded finance: WealthTech in non-financial apps

WealthTech Application Calendar 2025

January

FinTech Innovation Lab, Various VCs

Deadlines: Jan 31

February

Barclays Accelerator, Accenture Lab

Deadlines: Feb 15, 28

March

Techstars Fintech, Goldman Accelerate

Deadlines: Mar 15, 20

April

JPMorgan Techstars, BBVA Innovation

Deadlines: Apr 1, 15

May

HSBC Innovation Banking

Deadlines: May 1

June

BNP Paribas Hackathon

Deadlines: Jun 1

💡 Pro Tip: Most accelerators have rolling applications. Apply 2-3 months before your preferred start date.

Find Your Perfect WealthTech Program

Showing all programs • Use filters to narrow down your search

Complete WealthTech Accelerator Database (50+ Programs)

🏆 Tier 1: Elite Programs (High Success Rates)

Techstars Fintech Accelerator

Digital Wealth & Investment Platforms

New York, USA

Notable: Yodlee, SendGrid

$120,000
for 6% equity
78% success rate
Application Deadline

March 15, 2025

Program Duration

13 weeks

Success Rate

78%

Apply Now →
Updated: Jan 2025

Plug and Play Fintech

Wealth Management Technology

Silicon Valley, USA

Notable: PayPal, Lending Club

$50,000-250,000
for 5-8% equity
65% success rate
Application Deadline

Rolling Applications

Program Duration

12 weeks

Success Rate

65%

Apply Now →
Updated: Jan 2025

FinTech Innovation Lab

Investment & Wealth Platforms

London, UK

Notable: Betterment, Wealthfront

No direct funding
for 0% equity
82% success rate
Application Deadline

January 31, 2025

Program Duration

12 weeks

Success Rate

82%

Apply Now →
Updated: Jan 2025

Barclays Accelerator

Digital Wealth Solutions

London, UK

Notable: Flux, MarketInvoice

$120,000
for 6% equity
71% success rate
Application Deadline

February 28, 2025

Program Duration

13 weeks

Success Rate

71%

Apply Now →
Updated: Jan 2025

Wells Fargo Startup Accelerator

Wealth Management Innovation

San Francisco, USA

Notable: Tiller, Even

$50,000-500,000
for Negotiable equity
69% success rate
Application Deadline

Ongoing

Program Duration

6 months

Success Rate

69%

Apply Now →
Updated: Jan 2025

JPMorgan Chase Techstars

Investment Technology

New York, USA

Notable: Clarity Money, AppZen

$120,000
for 6% equity
73% success rate
Application Deadline

April 1, 2025

Program Duration

13 weeks

Success Rate

73%

Apply Now →
Updated: Jan 2025

500 Fintech

Digital Investment Platforms

San Francisco, USA

Notable: Credit Karma, Tala

$150,000
for 6% equity
61% success rate
Application Deadline

Rolling

Program Duration

4 months

Success Rate

61%

Apply Now →
Updated: Jan 2025

Citi Ventures

Investment Technology

New York, USA

Notable: Feedzai, Kensho

$250,000-2M
for 10-15% equity
44% success rate
Application Deadline

Ongoing

Program Duration

6 months

Success Rate

44%

Apply Now →
Updated: Jan 2025

Goldman Sachs Accelerate

Alternative Investment Platforms

New York, USA

Notable: Circle, Addepar

No funding
for 0% equity
71% success rate
Application Deadline

March 20, 2025

Program Duration

10 weeks

Success Rate

71%

Apply Now →
Updated: Jan 2025

American Express Ventures

B2B Wealth Solutions

New York, USA

Notable: Kabbage, Resy

$500K-5M
for 15-25% equity
38% success rate
Application Deadline

Ongoing

Program Duration

Flexible

Success Rate

38%

Apply Now →
Updated: Jan 2025

Santander InnoVentures

Retail Investment Platforms

London, UK

Notable: Kabbage, Ripple

$100K-10M
for Variable equity
42% success rate
Application Deadline

Rolling

Program Duration

12-18 months

Success Rate

42%

Apply Now →
Updated: Jan 2025

CommerzVentures

B2B WealthTech Solutions

Frankfurt, Germany

Notable: Clark, N26

€1M-10M
for 15-30% equity
35% success rate
Application Deadline

Ongoing

Program Duration

12-24 months

Success Rate

35%

Apply Now →
Updated: Jan 2025

Anthemis Venture Capital

Next-Gen WealthTech

London, UK

Notable: Betterment, Trov

$1M-15M
for 20-35% equity
31% success rate
Application Deadline

Ongoing

Program Duration

Long-term

Success Rate

31%

Apply Now →
Updated: Jan 2025

QED Investors

Consumer FinTech

Alexandria, USA

Notable: Credit Karma, SoFi

$500K-50M
for Variable equity
29% success rate
Application Deadline

Ongoing

Program Duration

Long-term

Success Rate

29%

Apply Now →
Updated: Jan 2025

Propel Venture Partners

B2B FinTech

San Francisco, USA

Notable: DocuSign, Guideline

$2M-25M
for 20-40% equity
26% success rate
Application Deadline

Ongoing

Program Duration

Long-term

Success Rate

26%

Apply Now →
Updated: Jan 2025

F-Prime Capital

Financial Services Innovation

Boston, USA

Notable: FIS, Payfone

$5M-50M
for Variable equity
24% success rate
Application Deadline

Ongoing

Program Duration

Long-term

Success Rate

24%

Apply Now →
Updated: Jan 2025

Ribbit Capital

Consumer & B2B FinTech

Palo Alto, USA

Notable: Robinhood, Affirm

$1M-100M
for Variable equity
22% success rate
Application Deadline

Ongoing

Program Duration

Long-term

Success Rate

22%

Apply Now →
Updated: Jan 2025

🥈 Tier 2: Strong Programs (Good Success Rates)

Startupbootcamp FinTech

WealthTech & RegTech

London, UK

€20,000
8% equity
Deadline

March 30, 2025

Duration

3 months

Apply Now →67% success

Accenture FinTech Innovation Lab

Wealth Management AI

Dublin, Ireland

No funding
0% equity
Deadline

February 15, 2025

Duration

12 weeks

Apply Now →75% success

HSBC Innovation Banking

Robo-Advisory Solutions

Hong Kong

$100,000
5% equity
Deadline

May 1, 2025

Duration

16 weeks

Apply Now →58% success

MasterCard Start Path

Payment-Enabled WealthTech

Global (Virtual)

No direct funding
0% equity
Deadline

Rolling

Duration

Ongoing

Apply Now →52% success

Visa Fintech Fast Track

Payment Integration WealthTech

Global

No funding
0% equity
Deadline

Ongoing

Duration

3-6 months

Apply Now →61% success

BBVA Open Innovation

AI-Driven Wealth Management

Madrid, Spain

€50K-500K
5-15% equity
Deadline

April 15, 2025

Duration

6 months

Apply Now →55% success

ING Ventures

Digital Investment Advisory

Amsterdam, Netherlands

€500K-5M
10-25% equity
Deadline

Rolling

Duration

12 months

Apply Now →41% success

Top WealthTech VCs & Investment Firms

Beyond accelerators, these venture capital firms are actively investing in WealthTech startups across all stages.

Andreessen Horowitz (a16z)

Crypto & DeFi Wealth

Notable: Coinbase, Robinhood, OpenSea

$1M-100M
Seed to Growth
Menlo Park, CA

Bessemer Venture Partners

B2B Financial Software

Notable: MX Technologies, Guideline

$5M-50M
Series A+
Menlo Park, CA

Index Ventures

European WealthTech

Notable: Revolut, Scalable Capital

$2M-30M
Series A to C
London, UK

Accel Partners

Consumer Investment Apps

Notable: Robinhood, Mambu

$1M-25M
Seed to Series B
Palo Alto, CA

Lightspeed Venture Partners

AI-Powered Wealth Management

Notable: Affirm, Nutmeg

$2M-40M
Series A+
Menlo Park, CA

WealthTech Startup Success Metrics & Benchmarks

Funding Benchmarks

Pre-Seed$50K-500K
Seed$1M-5M
Series A$5M-15M
Series B$15M-40M

Key Performance Indicators

AUM Growth20-30% MoM
CAC$50-200
LTV$500-2000
Revenue Growth15-25% MoM

Fundraising Timelines

MVP to Seed6-12 months
Seed to Series A12-18 months
Series A to B18-24 months

WealthTech Accelerator Application Strategy Guide

📋 Application Essentials

1

Regulatory Compliance Plan

Demonstrate understanding of SEC, FINRA, and state regulations

;2

Technology Stack & Security

Highlight encryption, data protection, and scalability measures

;3

Customer Acquisition Strategy

Prove you can acquire users at sustainable CAC levels

4

Differentiation & Moat

Explain your competitive advantage in a crowded market

💡 Pro Tips from Successful Founders

"Focus on AUM growth metrics, not just user count. Accelerators want to see money flowing through your platform."
- Sarah Chen, Founder of InvestWise (Techstars alum)

"Have a clear B2B vs B2C strategy. Many WealthTech startups pivot between models."
- Marcus Rodriguez, Founder of WealthFlow (Y Combinator alum)

"Regulatory expertise is crucial. Partner with experienced compliance professionals early."
- David Kim, Founder of RoboAdvise (500 Startups alum)

B2B vs B2C WealthTech Strategies

B2B WealthTech

Focus Areas:

  • • Portfolio management software for RIAs
  • • Compliance and reporting tools
  • • API infrastructure for financial institutions
  • • Risk management platforms

Key Metrics:

  • • Annual Contract Value (ACV): $10K-500K
  • • Customer Lifetime Value: $50K-2M
  • • Churn Rate: <5% annually
  • • Sales Cycle: 6-18 months

Top Accelerators:

Techstars, Goldman Sachs Accelerate, Wells Fargo

B2C WealthTech

Focus Areas:

  • • Robo-advisory platforms
  • • Investment apps and micro-investing
  • • Financial planning tools
  • • Social trading platforms

Key Metrics:

  • • Customer Acquisition Cost: $50-200
  • • Average Revenue Per User: $50-500/year
  • • Monthly Active Users: 10K+ for Series A
  • • Asset Growth Rate: 20-30% MoM

Top Accelerators:

500 Startups, Plug and Play, Barclays Accelerator

WealthTech Regulatory Navigation Guide

🏛️ Key Regulatory Bodies

SEC (Securities and Exchange Commission)

Investment advisor registration, custody rules

FINRA

Broker-dealer oversight, trading supervision

State Regulators

State-level investment advisor requirements

📜 Compliance Requirements

Custody Rule

Client asset protection and segregation

Fiduciary Duty

Acting in client's best interest

Privacy Regulations

Data protection and customer privacy

✅ Best Practices

Early Legal Counsel

Engage regulatory attorneys from day one

Compliance by Design

Build regulatory requirements into product architecture

Regular Audits

Proactive compliance monitoring and reporting

WealthTech Exit Landscape & M&A Trends

🏆 Notable Exits (2023-2024)

Robinhood IPO

$32B valuation • Commission-free trading pioneer

Wealthfront → UBS ($1.4B)

Robo-advisor acquisition • Strategic consolidation

Personal Capital → Empower ($1B)

Wealth management platform • Private equity exit

📊 M&A Trends

Strategic Buyers

Traditional banks acquiring digital capabilities

Consolidation Play

Larger WealthTech firms acquiring smaller competitors

Technology Acquisition

Financial giants buying AI and analytics capabilities

People Also Ask About WealthTech Accelerators

What are the best WealthTech accelerators for early-stage startups in 2025?

The top WealthTech accelerators include Techstars Fintech ($120K for 6% equity), Plug and Play Fintech ($250K), Goldman Sachs Accelerate (no funding, high value networking), and Barclays Accelerator ($120K). Success rates range from 71-82% for tier-1 programs.

How much funding do WealthTech startups typically need to reach Series A?

WealthTech startups typically raise $50K-500K in pre-seed, $1M-5M in seed funding, and $5M-15M in Series A. The key is demonstrating strong AUM growth (20-30% MoM) and sustainable unit economics before seeking larger rounds.

What regulatory requirements should WealthTech startups prepare for?

WealthTech startups must navigate SEC investment advisor registration, FINRA broker-dealer requirements, state-level regulations, custody rules, and fiduciary duties. Engaging regulatory counsel early is crucial for compliance-by-design architecture.

Which WealthTech accelerators don't take equity?

Several programs offer mentorship without equity: FinTech Innovation Lab (London), Goldman Sachs Accelerate, Accenture FinTech Innovation Lab, MasterCard Start Path, and Visa Fintech Fast Track. These focus on strategic partnerships and market access.

What's the difference between B2B and B2C WealthTech funding strategies?

B2B WealthTech focuses on higher ACV ($10K-500K), longer sales cycles (6-18 months), and lower churn (<5%). B2C WealthTech emphasizes user acquisition ($50-200 CAC), AUM growth (20-30% MoM), and viral growth mechanisms. Different accelerators specialize in each model.

How long does it take to get accepted into a WealthTech accelerator?

Application processes typically take 4-8 weeks from submission to decision. Most programs have specific deadlines (January-April for summer cohorts), though some like Plug and Play and Wells Fargo accept rolling applications year-round.

What success metrics do WealthTech accelerators look for?

Key metrics include AUM growth rate (20-30% MoM), customer acquisition cost ($50-200), customer lifetime value ($500-2000), monthly active users (10K+ for Series A), revenue growth (15-25% MoM), and regulatory compliance readiness.

Which WealthTech accelerators are best for robo-advisor startups?

Top programs for robo-advisors include Techstars Fintech, HSBC Innovation Banking (Hong Kong), 500 Fintech, and Barclays Accelerator. These programs have specific expertise in automated investment platforms and regulatory navigation for advisory services.

What are the typical application requirements for WealthTech accelerators?

Common requirements include: business plan with regulatory compliance strategy, financial projections, team backgrounds, product demo or prototype, customer validation data, competitive analysis, and technology security documentation. Some programs require specific WealthTech domain expertise.

How do international WealthTech startups access US accelerators?

International startups can apply to most US accelerators, but may need to incorporate a US entity. Programs like Techstars, 500 Startups, and Plug and Play actively recruit global companies. Consider visa requirements and regulatory compliance in target markets.

What's the current WealthTech market size and growth rate?

The global WealthTech market is expected to reach $47B by end of 2025, growing at 23% CAGR. Key growth drivers include AI adoption, robo-advisory expansion (312% AUM increase since 2020), and Gen Z digital-first preferences (67% prefer digital platforms).

Which WealthTech VCs are most active in 2025?

Most active WealthTech VCs include Andreessen Horowitz (crypto/DeFi focus), QED Investors (consumer FinTech), Ribbit Capital ($1M-100M range), Anthemis Venture Capital (next-gen WealthTech), and Propel Venture Partners (B2B FinTech). Check sizes range from $1M to $100M across stages.

What are the latest WealthTech trends accelerators are looking for?

Hot trends include AI-powered personalized advisory, fractional investing in premium assets, social trading platforms, ESG-focused investment tools, embedded finance in non-financial apps, crypto wealth management, and next-gen portfolio analytics with alternative data sources.

How do WealthTech accelerator success rates compare to general startup accelerators?

WealthTech accelerators have higher success rates (22-82%) compared to general accelerators (~10-20%) due to specialized expertise, strong financial industry connections, and regulatory guidance. Tier-1 programs like Goldman Sachs and Techstars consistently achieve 70%+ success rates.

What exit opportunities exist for WealthTech startups?

Exit opportunities include strategic acquisitions by traditional banks (UBS acquired Wealthfront for $1.4B), private equity rollups (Empower acquired Personal Capital for $1B), IPOs (Robinhood $32B valuation), and consolidation plays by larger WealthTech firms. Average exit multiples range 3-8x revenue.

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Last updated: January 15, 2025 | Data verified from official program websites and SEC filings

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