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Cap Table (Capitalization Table)

A cap table (capitalization table) is a comprehensive spreadsheet that shows the equity ownership structure of a company, including all securities, equity holders, and ownership percentages. It tracks who owns what percentage of the company and how ownership changes over time through investments, stock issuances, and option grants.

What is a Cap Table?

A capitalization table, commonly called a "cap table," is the definitive record of a company's ownership structure. It's a detailed spreadsheet that tracks every share of stock, stock option, warrant, and convertible security issued by the company, along with the names of holders and their respective ownership percentages.

The cap table serves as the single source of truth for equity ownership and is essential for making strategic decisions about fundraising, employee compensation, and potential exits. It's used by founders, investors, lawyers, and accountants to understand current ownership and model future scenarios.

Key Components of a Cap Table

Common Stock

This represents the foundational equity of the company, typically held by founders, employees (through options), and sometimes early advisors. Common stockholders usually have voting rights and participate in company proceeds after preferred stockholders in liquidation events.

Preferred Stock

Issued to investors in financing rounds, preferred stock comes with enhanced rights like liquidation preferences, anti-dilution protection, and often board representation. Each funding round typically creates a new series of preferred stock (Series A, B, C, etc.).

Stock Options

These represent the right to purchase common stock at a predetermined price (the strike price). Options are typically granted to employees as part of compensation packages and vest over time, usually 3-4 years with a 1-year cliff.

Warrants

Similar to options but typically issued to investors, advisors, or service providers. Warrants give the holder the right to purchase stock at a specific price within a certain timeframe.

Convertible Securities

Including convertible notes, SAFE notes, and convertible preferred stock, these securities will convert to equity under specific conditions, typically when the company raises a qualified financing round.

Cap Table Structure and Organization

Current Ownership View

This shows the present-day ownership structure, including:

  • Shareholder names and addresses
  • Share classes and number of shares owned
  • Percentage ownership (both voting and economic)
  • Vesting schedules and vested/unvested splits
  • Key terms for each security type

Fully Diluted Analysis

This shows ownership assuming all options, warrants, and convertible securities convert to stock. The "fully diluted" view is crucial for understanding true economic ownership and is typically what investors reference when discussing ownership percentages.

Transaction History

A chronological record of all equity transactions, including:

  • Initial stock issuances to founders
  • Investment rounds and investor details
  • Option grants and exercises
  • Stock transfers and repurchases
  • Conversion events (SAFEs, convertible notes)

Cap Table Management Best Practices

Accuracy and Timeliness

The cap table must be updated immediately after any equity transaction. Delays or errors can create legal complications, tax issues, and disputes among stakeholders. Many companies assign cap table management to a specific person (often the CFO or corporate counsel) who maintains the official version.

Professional Software Tools

While many companies start with Excel spreadsheets, dedicated cap table management software like Carta, Pulley, or Shareworks provides better accuracy, audit trails, and integration with legal documents. These platforms also automate complex calculations and scenario modeling.

Board Reporting

Cap tables should be reviewed and approved at board meetings, especially after equity transactions. This ensures transparency and helps identify any discrepancies before they become major issues.

Common Cap Table Scenarios and Modeling

Fundraising Impact

New investment rounds dilute existing shareholders unless they exercise pro rata rights. A typical Series A might result in:

  • Investors: 20-30% ownership
  • Employee option pool: 15-20% (often carved out pre-money, diluting founders)
  • Founders: Remaining 50-65%, depending on prior dilution

Option Pool Expansions

Growing companies regularly expand employee option pools to attract talent. These expansions dilute all existing shareholders proportionally, though investors may negotiate for pools to be carved out of founder shares rather than on a fully-diluted basis.

Down Rounds

When companies raise money at lower valuations than previous rounds, anti-dilution provisions may protect investors while significantly diluting founders and employees. Full ratchet protection is more punitive than weighted-average protection.

Cap Table Analysis and Key Metrics

Ownership Concentration

Analyzing how ownership is distributed among founders, investors, and employees helps assess control dynamics and motivation alignment. Highly concentrated ownership may limit future fundraising ability, while overly dispersed ownership can create governance challenges.

Liquidation Preference Stack

Understanding how different investor classes rank in liquidation scenarios is crucial for modeling exit proceeds. Companies with high liquidation preference stacks may need larger exits for founders and employees to receive meaningful proceeds.

Option Pool Adequacy

Regular analysis ensures the company has adequate options available for key hires. Running out of options can force expensive repricing exercises or dilutive pool expansions at inopportune times.

Legal and Tax Implications

83(b) Elections

The cap table must track which stockholders have filed 83(b) elections for restricted stock, affecting their tax treatment upon vesting. Missing 83(b) elections can create significant tax liabilities.

409A Valuations

Cap table data directly feeds into 409A valuation analyses, which determine fair market value for option pricing. Accurate cap tables ensure proper compliance with IRS Section 409A requirements.

Securities Law Compliance

The cap table must support securities law compliance, tracking investor qualifications, exemption usage, and information rights. Errors can jeopardize securities law exemptions and create liability.

Exit Planning and Cap Table Optimization

Exit Scenario Modeling

Companies approaching potential exits use cap tables to model how sale proceeds would distribute among various stakeholder classes. This analysis often reveals the need for cap table restructuring to ensure adequate founder and employee incentives.

Liquidation Preference Optimization

Companies with complex liquidation preference stacks may need to restructure before exits to ensure reasonable founder and employee proceeds. This might involve converting preferred stock to common or negotiating preference modifications.

Clean-up Activities

Pre-exit activities often include exercising expired options, repurchasing unvested shares from departed employees, and consolidating small holdings to simplify the cap table for potential acquirers.

Common Cap Table Mistakes

Inaccurate Record Keeping

Failing to update cap tables promptly or accurately can create disputes, tax problems, and legal complications. Regular reconciliation with legal documents and corporate records is essential.

Overcomplicating Early Structure

Some early companies create overly complex structures with multiple stock classes or unnecessary complications. Simple structures are usually preferable until complexity is justified by business needs.

Ignoring Tax Implications

Cap table decisions affect individual tax liabilities, particularly around stock option exercises and restricted stock vesting. Companies should provide tax guidance and consider timing implications.

How Much Does Cap Table Management Cost?

Cap table management costs vary significantly based on company size and complexity:

  • DIY Excel/Google Sheets: Free initially, but time-intensive and error-prone
  • Basic Cap Table Software: $100-$500/month (Pulley, Shareworks basic plans)
  • Full-Service Platforms: $500-$2,000+/month (Carta, advanced features)
  • Legal Setup/Updates: $2,000-$10,000 per financing round for documentation
  • Annual Audit/Cleanup: $5,000-$15,000 for complex cap tables

Many companies find that professional cap table software pays for itself by reducing legal fees and preventing costly errors, especially as complexity increases with multiple funding rounds.

Real-World Examples

Early-Stage Startup

Two founders own 70% combined, 20% employee option pool, 10% advisor shares. Simple structure with only common stock and options, managed in Excel spreadsheet.

Series B Company

Complex cap table with founders (30%), Series A investors (25%), Series B investors (20%), employees (15%), and advisors (10%). Multiple liquidation preferences and anti-dilution provisions requiring professional software.

Pre-IPO Company

Highly complex structure with 6 preferred stock series, multiple option pools, warrants, and convertible securities. Requires dedicated cap table management team and sophisticated modeling tools.

Key Takeaways

  • Cap tables are the definitive record of company ownership and must be maintained accurately
  • Include all securities: common stock, preferred stock, options, warrants, and convertibles
  • Professional cap table software becomes essential as complexity increases beyond early stage
  • Fully diluted ownership percentages matter more than basic percentages for most decisions
  • Regular updates after every equity transaction prevent costly errors and disputes
  • Exit scenario modeling reveals how liquidation preferences affect actual economic returns
  • Clean, simple structures are preferable until business complexity justifies complications
  • Cap table accuracy affects legal compliance, tax reporting, and securities law requirements

Frequently Asked Questions

What's the difference between basic and fully diluted ownership percentages?

Basic ownership shows current issued and outstanding shares only. Fully diluted includes all potential shares from options, warrants, and convertible securities as if they were exercised/converted. Investors typically negotiate based on fully diluted percentages.

How often should cap tables be updated?

Immediately after any equity transaction - option grants, exercises, stock issuances, or transfers. Many companies also perform quarterly reconciliations to ensure accuracy and completeness.

Who should have access to the cap table?

Full cap tables are typically restricted to founders, board members, and key executives. Employees usually receive limited information about their own holdings. Some investors have information rights requiring regular cap table updates.

What happens to options when employees leave?

Unvested options typically forfeit immediately. Vested options usually must be exercised within 90 days or they expire, though some companies extend this period. The cap table must track these changes accurately.

How do convertible notes affect the cap table?

Convertible notes appear as debt initially but convert to equity based on predetermined terms. Companies must model conversion scenarios to understand potential dilution and often maintain pro forma cap tables showing post-conversion ownership.

Should companies use Excel or dedicated software?

Excel works for very simple early-stage companies but becomes error-prone and time-intensive as complexity increases. Companies with multiple rounds, option grants, or convertible securities benefit significantly from dedicated cap table software.

How do liquidation preferences affect cap table analysis?

Liquidation preferences determine payout order in exits, often meaning common stockholders receive little or nothing in moderate exit scenarios. Cap table analysis must model various exit values to understand true economic ownership.