Small Business Grants 2025: $10,000+ Free Money for Startups

Discover over $75 billion in small business grants available in 2025. Find federal grants, state programs, corporate funding, and foundation grants that provide free money for your business - no repayment required, no equity given up.

$75B+ Available in 2025$10,000+ Average AwardNo Repayment Required3,000+ Programs

TL;DR: Small Business Grants 2025

Over $75 billion in free small business grants available in 2025 through federal agencies, state programs, and corporations. Popular $10,000+ grants include SBA Community Advantage, Amazon Small Business Grants, USDA Rural Development, and state-specific programs. No repayment required, no equity given up. Average success rate is 25% for well-prepared applications.

Small Business Grant Statistics for 2025 (as of February 2026)

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Top $10,000+ Small Business Grants for 2025

Amazon Small Business Grant

$10,000

For Black-owned businesses through the Business Accelerator program

NAACP Business Grant

$10,000

Annual grants for minority-owned businesses with community impact

FedEx Small Business Grant

$25,000

Contest-based funding with multiple $10,000+ consolation prizes

USDA Rural Grants

$50,000

Rural business development grants up to $500,000

SBA Community Grant

$50,000

Community Advantage grants for underserved markets

State Grant Programs

$25,000

Average state small business grant across all 50 states

Federal Small Business Grants 2025

Federal agencies provide the largest source of small business grants, with over $40 billion available annually through programs designed to support startup funding, business expansion, and job creation.

SBA Community Advantage Grant

Supports small businesses in underserved markets with loan guarantees and grant components

Agency: Small Business Administration

Grant Amount
$5,000 - $50,000
Applications
Quarterly applications
Focus Area
Underserved communities and minority businesses
FederalFree Money

USDA Rural Business Development Grant

Funds rural businesses creating jobs and supporting economic development

Agency: US Department of Agriculture

Grant Amount
$10,000 - $500,000
Applications
Annual applications
Focus Area
Rural business development and job creation
FederalFree Money

SBIR Phase I Grants

Federal R&D funding for small businesses developing innovative technologies

Agency: Multiple Federal Agencies

Grant Amount
$50,000 - $300,000
Applications
Rolling submissions
Focus Area
Technology innovation and R&D
FederalFree Money

Veterans Business Outreach Grant

Supports organizations providing business training to veteran entrepreneurs

Agency: Department of Veterans Affairs

Grant Amount
$75,000 - $300,000
Applications
Annual competition
Focus Area
Veteran-owned business support
FederalFree Money

Economic Development Administration Grants

Infrastructure and business development grants for economically distressed areas

Agency: Department of Commerce

Grant Amount
$100,000 - $2,000,000
Applications
Rolling applications
Focus Area
Economic development and job creation
FederalFree Money

Corporate Small Business Grants 2025

Major corporations offer millions in small business grants annually as part of their community investment and diversity initiatives. These grants often have less competition than federal programs.

Amazon Small Business Grants

Awards grants to Black-owned small businesses through the Black Business Accelerator program

Company
Amazon
Grant Amount
$10,000 - $25,000
Focus Area
Black-owned businesses and diversity
Applications: Annual applications

FedEx Small Business Grant

Contest-based grants for small businesses demonstrating growth potential and community impact

Company
FedEx
Grant Amount
$5,000 - $25,000
Focus Area
Small business growth and innovation
Applications: Annual contest

Walmart Community Grant

Local grants supporting community programs and small business development

Company
Walmart Foundation
Grant Amount
$250 - $5,000
Focus Area
Local community development
Applications: Rolling applications

Chase for Business Grant

Multiple programs supporting small business growth and community development

Company
JPMorgan Chase
Grant Amount
$10,000 - $100,000
Focus Area
Small business development in underserved communities
Applications: Varies by program

Verizon Small Business Grant

Grants helping small businesses adopt technology and digital solutions

Company
Verizon
Grant Amount
$10,000 - $50,000
Focus Area
Technology adoption and digital transformation
Applications: Annual applications

State Small Business Grants by Location

Every state offers small business grant programs to support local economic development. These grants often have lower competition and faster processing times than federal programs.

California

California Small Business Grant Program

Amount:$5,000 - $25,000
Agency:GO-Biz
Focus Area
COVID-19 recovery and business resilience

Texas

Texas Enterprise Fund

Amount:$50,000 - $5,000,000
Agency:Governor's Office
Focus Area
Business expansion and job creation

Florida

Florida Small Business Emergency Bridge Loan

Amount:$10,000 - $50,000
Agency:Florida Department of Economic Opportunity
Focus Area
Emergency business support

Pennsylvania

PA Small Business First Fund

Amount:$10,000 - $100,000
Agency:DCED
Focus Area
Manufacturing and technology businesses

New Jersey

NJ Economic Development Authority Grants

Amount:$25,000 - $500,000
Agency:NJEDA
Focus Area
Job creation and business expansion

New York

New York Forward Loan Fund

Amount:$5,000 - $100,000
Agency:Empire State Development
Focus Area
Small business working capital

Grants for Women and Minority-Owned Businesses

Specialized grant programs provide targeted funding for women-owned, minority-owned, and veteran-owned businesses to promote diversity and inclusion in entrepreneurship.

Women-Owned Businesses

Amber Grant for Women

$10,000
Monthly awards

Monthly $10,000 grants for women entrepreneurs, plus annual $25,000 award

Cartier Women's Initiative

$100,000
Annual

Global competition for women-led businesses with high social and environmental impact

National Women's Business Council Grant

$5,000 - $50,000
Quarterly

Supports women-owned businesses through research and advocacy programs

Minority-Owned Businesses

NAACP Small Business Grant

$10,000
Annual

Grants for Black-owned businesses demonstrating community impact and growth potential

MBDA Business Center Grants

$25,000 - $250,000
Annual

Minority Business Development Agency grants supporting minority business enterprises

United Negro College Fund Business Grant

$5,000 - $25,000
Biannual

Educational and business development grants for African American entrepreneurs

How to Apply for Small Business Grants in 2025

Required Documents

  • Complete business plan with financial projections
  • Tax returns and financial statements (2-3 years)
  • Bank statements and cash flow analysis
  • Business licenses and registrations
  • Detailed budget for grant fund usage

Application Tips

  • 💡Start preparing 2-3 months before deadline
  • 💡Demonstrate clear community or economic impact
  • 💡Follow all application requirements exactly
  • 💡Get feedback from SCORE mentors
  • 💡Apply to multiple programs simultaneously

?Small Business Grant FAQs for 2025

What are small business grants and how do they work in 2025?

Small business grants are free money provided by government agencies, corporations, and foundations to support business development and job creation. Unlike loans, grants never need to be repaid and don't require giving up equity. In 2025, over $75 billion is available through federal programs like SBA grants, USDA rural business grants, and state economic development programs. Grant amounts typically range from $10,000 to $500,000, with some programs offering up to $2 million for qualifying businesses.

How can I get a $10,000 small business grant?

$10,000 grants are widely available through multiple programs. The SBA Community Advantage Grant offers up to $10,000 for underserved communities. Amazon Small Business Grants provide $10,000 awards to Black-owned businesses. The NAACP Small Business Grant awards $10,000 to minority entrepreneurs. FedEx Small Business Grants offer $25,000 with many $10,000 consolation prizes. State programs like California's Small Business Grant Program and Texas Enterprise Fund also offer $10,000+ awards. Most require a business plan, financial statements, and demonstration of community impact.

What are the best free grants to start a business in 2025?

The best startup grants for 2025 include: 1) SBA startup grants ($5,000-$50,000) for new businesses, 2) SCORE startup grants ($1,000-$10,000) with mentorship, 3) Amber Grant for Women ($10,000 monthly), 4) Small Business Innovation Research (SBIR) grants ($50,000-$2.5M) for tech startups, 5) National Association for the Self-Employed grants ($4,000), 6) State startup grant programs varying by location, and 7) Local economic development grants through chambers of commerce. These grants specifically target new business formation and early-stage development.

Are there federal grants for small business startup funding?

Yes, multiple federal agencies offer startup grants. The Small Business Administration provides startup grants through Community Advantage and Growth Accelerator programs. USDA offers Rural Business Development Grants ($10,000-$500,000) for rural startups. Department of Commerce Economic Development Administration grants support startup ecosystems. SBIR/STTR programs offer $50,000-$2.5M for technology startups. Veterans Administration provides startup grants for veteran entrepreneurs. These federal programs focus on job creation, innovation, and economic development in underserved areas.

What small business hardship grants are available in 2025?

Small business hardship grants help businesses facing economic difficulties. The SBA Economic Injury Disaster Loan program includes grant components. State hardship grants vary by location but typically offer $5,000-$50,000 for businesses affected by natural disasters, economic downturns, or other qualifying hardships. Corporate hardship grants from companies like Walmart, Home Depot, and local utility companies provide emergency funding. Community development financial institutions (CDFIs) offer hardship grants with flexible requirements. Nonprofit organizations like the Red Cross and Salvation Army also provide business hardship assistance.

How do I apply for small business grants in 2025?

Grant applications typically require: 1) Complete business plan with financial projections, 2) Tax returns and financial statements for the past 2-3 years, 3) Bank statements and cash flow analysis, 4) Detailed budget showing how grant funds will be used, 5) Business licenses and registrations, 6) Proof of business need or impact, and 7) Owner background and qualifications. Submit applications through Grants.gov for federal programs, state economic development websites for state grants, and directly to organizations for private grants. Allow 2-4 weeks to prepare a comprehensive application.

What are the eligibility requirements for small business grants?

Common eligibility requirements include: business must be for-profit, fewer than 500 employees (SBA definition), owner must have majority control, business must be registered and in good standing, demonstrate financial need or growth potential, operate in eligible geographic area, and meet any demographic requirements (women, minority, veteran-owned). Some grants require specific industries, revenue limits, or years in business. Most federal grants require US citizenship and business location. State grants typically require business registration in that state.

What's the difference between grants and loans for small businesses?

Grants are free money that never needs to be repaid, while loans must be repaid with interest. Grants don't require collateral or personal guarantees, but loans typically do. Grant applications focus on business impact and community benefit, while loan applications emphasize creditworthiness and ability to repay. Grants are more competitive with lower approval rates (10-25%) compared to loans (70-80%). Grants often have specific use restrictions, while loans provide more flexibility in fund usage. However, grants take longer to receive (2-6 months) compared to loans (2-4 weeks).