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Who Funds Fintech Startups?

Discover 32 funding sources for Fintech startups: VC funds, accelerators, and free resources.

12
VC Funds
10
Accelerators
10
Free Programs
$4.2M
Avg Check Size

Fintech Funding Landscape

Market Overview

The fintech sector has 32 active funding sources globally, with funding trends showing steady growth with increased focus on sustainable business models.

Competition level is moderately competitive, making it moderately competitive with good opportunities for quality startups in this space.

Success Factors

Strong technical team with domain expertise
Clear market validation and traction metrics
Defensible technology or business model
Large addressable market opportunity
Experienced advisors and mentors

Funding Strategy

Recommended Approach

  • • Start with free resources to minimize operational costs
  • • Apply to industry-specific accelerators for mentorship
  • • Build relationships with VCs before you need funding
  • • Focus on funds with relevant portfolio companies

Timing Considerations

  • • Allow 3-6 months for fundraising process
  • • Accelerator applications have seasonal deadlines
  • • VC funding often correlates with market cycles
  • • Free programs can be accessed year-round

VC Funds Investing in Fintech

Fintech Ventures 1

Multi-location

series-a stage focus

$2M
Check Size

Investment Focus

FintechSaasEnterprise Software

Recent Fintech Investments

TechCorp, StartupAI
Learn More →

Fintech Ventures 2

Multi-location

series-b stage focus

$4M
Check Size

Investment Focus

FintechSaasEnterprise Software

Recent Fintech Investments

TechCorp, StartupAI
Learn More →

Fintech Ventures 3

Multi-location

seed stage focus

$11M
Check Size

Investment Focus

FintechSaasEnterprise Software

Recent Fintech Investments

TechCorp, StartupAI
Learn More →

Fintech Ventures 4

Multi-location

series-a stage focus

$4M
Check Size

Investment Focus

FintechSaas

Recent Fintech Investments

TechCorp
Learn More →

Fintech Ventures 5

Multi-location

series-b stage focus

$7M
Check Size

Investment Focus

FintechSaasEnterprise Software

Recent Fintech Investments

TechCorp
Learn More →

Fintech Ventures 6

Multi-location

seed stage focus

$9M
Check Size

Investment Focus

FintechSaasEnterprise Software

Recent Fintech Investments

TechCorp
Learn More →

Fintech Ventures 7

Multi-location

series-a stage focus

$3M
Check Size

Investment Focus

FintechSaasEnterprise Software

Recent Fintech Investments

TechCorp, StartupAI, DataFlow
Learn More →

Fintech Ventures 8

Multi-location

series-b stage focus

$7M
Check Size

Investment Focus

FintechSaas

Recent Fintech Investments

TechCorp, StartupAI, DataFlow
Learn More →

Fintech Ventures 9

Multi-location

series-a stage focus

$8M
Check Size

Investment Focus

FintechSaasEnterprise Software

Recent Fintech Investments

TechCorp
Learn More →

Fintech Ventures 10

Multi-location

series-b stage focus

$11M
Check Size

Investment Focus

FintechSaas

Recent Fintech Investments

TechCorp
Learn More →

Fintech Ventures 11

Multi-location

series-b stage focus

$8M
Check Size

Investment Focus

FintechSaasEnterprise Software

Recent Fintech Investments

TechCorp, StartupAI
Learn More →

Fintech Ventures 12

Multi-location

series-a stage focus

$4M
Check Size

Investment Focus

FintechSaasEnterprise Software

Recent Fintech Investments

TechCorp
Learn More →
View All Fintech VC Funds

Fintech Accelerator Programs

Fintech Accelerator 1

Remote + On-site

$182K
for 6% equity

Program Focus

FintechInnovationGrowth
Next Deadline: 2024-04-15Apply Now →

Fintech Accelerator 2

Remote + On-site

$67K
for 7% equity

Program Focus

FintechInnovationGrowth
Next Deadline: 2024-04-15Apply Now →

Fintech Accelerator 3

Remote + On-site

$62K
for 6% equity

Program Focus

FintechInnovationGrowth
Next Deadline: 2024-03-15Apply Now →

Fintech Accelerator 4

Remote + On-site

$185K
for 6% equity

Program Focus

FintechInnovationGrowth
Next Deadline: 2024-03-15Apply Now →

Fintech Accelerator 5

Remote + On-site

$186K
for 6% equity

Program Focus

FintechInnovationGrowth
Next Deadline: 2024-08-15Apply Now →

Fintech Accelerator 6

Remote + On-site

$72K
for 6% equity

Program Focus

FintechInnovationGrowth
Next Deadline: 2024-10-15Apply Now →

Fintech Accelerator 7

Remote + On-site

$171K
for 8% equity

Program Focus

FintechInnovationGrowth
Next Deadline: 2024-05-15Apply Now →

Fintech Accelerator 8

Remote + On-site

$68K
for 7% equity

Program Focus

FintechInnovationGrowth
Next Deadline: 2024-02-15Apply Now →

Fintech Accelerator 9

Remote + On-site

$148K
for 6% equity

Program Focus

FintechInnovationGrowth
Next Deadline: 2024-08-15Apply Now →

Fintech Accelerator 10

Remote + On-site

$140K
for 8% equity

Program Focus

FintechInnovationGrowth
Next Deadline: 2024-05-15Apply Now →
View All Fintech Accelerators

Free Resources for Fintech Startups

AWS

hard

Marketing Growth

$1K
Learn More →

Google Cloud

medium

Developer Tools

$5K
Learn More →

Microsoft

easy

Productivity Design

$25K
Learn More →

GitHub

hard

Productivity Design

$25K
Learn More →

Stripe

easy

Developer Tools

$50K
Learn More →

HubSpot

easy

Cloud Credits

$1K
Learn More →

Notion

easy

Developer Tools

$200K
Learn More →

Figma

easy

Cloud Credits

$100K
Learn More →

AWS

hard

Marketing Growth

$1K
Learn More →

Google Cloud

medium

Marketing Growth

$25K
Learn More →
View All $2.5M in Free Resources

Funding Preparation Checklist

Before You Apply

Comprehensive pitch deck (10-12 slides)
Financial projections and unit economics
Product demo or prototype
Market research and competitive analysis
Team backgrounds and advisory board
Intellectual property documentation
Customer testimonials or letters of intent
Legal structure and cap table

Fintech-Specific Tips

Market Size: Clearly articulate the fintech market opportunity and your addressable market size.
Technical Depth: Demonstrate deep understanding of fintechchallenges and your technical solution.
Traction Metrics: Show relevant KPIs for fintech startups, such as user adoption or revenue growth.

Frequently Asked Questions

How competitive is funding for Fintech startups?

Fintech startup funding is moderately competitive, with 12 active VC funds and 10 accelerator programs globally. The average check size is $4.2M, requiring strong differentiation and traction.

What do Fintech investors look for?

Fintech investors typically prioritize strong technical team with domain expertise and clear market validation and traction metrics, along with strong technical teams and clear market validation. Domain expertise in fintechis often crucial for gaining investor confidence.

Should I apply to multiple funding sources simultaneously?

Yes! Most successful Fintech startups apply to multiple funding sources. Start with free resources to reduce costs, apply to relevant accelerators for mentorship and initial funding, then approach VCs for larger rounds. Having multiple options creates leverage in negotiations.

Related Resources

Other Industries

Who Funds Artificial Intelligence? →Who Funds Machine Learning? →Who Funds Deep Tech? →

More Resources

Startup Funding Guides →Pitch Deck Templates →Complete Investor Database →

Last updated: 8/18/2025 | Data aggregated from VC databases, accelerator programs, and startup resources |About our methodology